Indiana Hit-and-Run Accident Lawyer

Personal Injury Help for Fort Wayne Drivers Left After a Crash

"The driver just hit me… and kept going."

"What do I do if I didn’t get their plate number?"

"Can I still get my medical bills covered if they’re never found?"

"Where do I even start after something like this?"

These are the kinds of questions we hear every time someone reaches out after a hit-and-run in Indiana. There’s a particular kind of shock that comes with this situation. One moment you’re driving and the next, your vehicle is damaged, you’re shaken up or injured, and the other driver is gone.

No exchange of information. No apology. No explanation. Just silence.

It’s completely normal to feel overwhelmed, frustrated, and unsure of what comes next. On top of physical injuries, you’re suddenly dealing with insurance questions, medical bills, and uncertainty about whether the person responsible will ever be identified.

At Shaw Law, we help people across Indiana work through exactly this kind of situation. We step in to handle the investigation, insurance process, and legal claim so you can focus on your recovery and getting back to normal life.

Call (260) 777-7777 anytime for a free consultation. We are available to offer virtual appointments and handle injury cases on a contingency fee basis.

What Happens After a Hit-and-Run Accident?

The first hours and days after a hit-and-run are often the most confusing. Many people assume there are no options if the driver is not immediately found. That is not always true. In many cases, there are multiple paths to recovery depending on your insurance coverage, available evidence, and how the crash is documented. Our role is to help identify those options early, before important details like surveillance footage, witness statements, or crash scene evidence are lost.

While law enforcement focuses on locating the driver, we look at the insurance side of the situation and begin building the foundation of a claim. That includes reviewing your policy, identifying applicable coverage, and working to preserve any evidence that may help establish what happened.

What Compensation Can You Recover After a Hit-and-Run

Because the driver fled, your recovery is almost always handled through insurance policies rather than a direct lawsuit against the individual. Even without the other driver's identity, Indiana law protects you by allowing you to tap into specific coverages built right into your own auto policy to address both your economic and non-economic losses.

Uninsured Motorist Coverage (UM)

In Indiana, uninsured motorist coverage is automatically included in your auto policy unless you specifically rejected it in writing when you signed up. When a driver leaves the scene and cannot be identified, the law treats that unidentified vehicle as an uninsured motorist.

This means you can file a claim through your own insurance policy to cover your real physical and financial losses, including:

• Medical expenses. Emergency care, hospital stays, imaging, surgeries, medication, and long-term rehabilitation.
• Lost income. Wages are missed during recovery and have potential long-term impacts on your earning ability.
• Pain and suffering. Compensation for physical pain, emotional distress, and the negative impact the accident has on your daily life.

Even though you are dealing with your own insurance provider, they will still look closely at the paperwork. The process requires thorough documentation, proof of your injury, and clear evidence linking the crash directly to your medical bills and lost wages.

Medical Payments Coverage (MedPay)

If your policy includes MedPay coverage, it acts as an immediate medical safety net. 

It pays out quickly regardless of who caused the crash, helping you take care of urgent out-of-pocket expenses such as:

• Emergency room visits and hospital bills
• X-rays, MRIs, and diagnostic imaging
• Ambulance transport fees
• Initial follow-up treatment costs

This coverage provides quick financial relief to keep medical providers from sending your bills to collections while we actively build your main injury claim.

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