Auto Owners Insurance
More. Simple. Results.

Auto-Owners Insurance

Insurance Claims Denied

Here in Indiana, Auto Owners Insurance Company is also one of the most difficult companies to settle your claim. They tend to take a very tough stance on settlements throughout the case -- both at the claims and litigation stages.

Auto-owners Has Its Conservative Roots In The Midwest

Auto-Owners Insurance is a mutual insurance company that offers auto, home, business and life insurance to policyholders exclusively through independent agents. The company, which is located in Delta Township, Michigan, is the largest property and casualty insurance company headquartered in Michigan. Auto-Owners has more than $6 billion in written premium and $20.1 billion in assets. Based on written premiums, the company is the 17th-largest insurance company in the nation.

They sell exclusively through a network of independent agents. The company employs 5,500 associates nationwide in its 98 claims and underwriting branches. It has 5.1 million policies in force.

Auto-Owners was founded by Vern Moulton in 1916 in Mount Pleasant, Michigan and moved the company in 1917 to Lansing, Michigan, where the company operated from until it moved to nearby Delta Township in 1976. Auto-Owners wrote insurance exclusively in Michigan until 1935, when it moved across state lines into Indiana.

But, "Auto Owners" seems to have adopted State Farm's set of procedures that attempts to wear down all opponents into settling their cases for pennies on the dollar. From the opening outset of claims, Auto Owners will routinely deny medical treatments as "unrelated" to the collision. They also take very hard-line stances like a "take it or leave it" approach in settlement conferences (mediations) on all litigation cases.

This proves to be a difficult barrier for plaintiffs in personal injury cases, because most Indiana courts require a mediation (settlement conference) to be held before a trial date. In fact, in Allen County (Fort Wayne, Indiana), the Judges require a mediation conference to be held prior to issuing a jury trial date on the calendar. Once the mediator issues her report to the Judge that the conference was unsuccessful in reaching a settlement, then we can request a trial date on the calendar. This delay can result in jury trial dates being schedule one year or more later than other Indiana county courts.

In litigation, Auto Owners is not difficult to exchange information with ("discovery"), but their attorneys tend to be overworked and continuance requests are very common by the defense attorneys in Indiana.

Auto Owners does not play favorites; one of the worst cases I ever had with them involved an Uninsured Motorist claim made by my client -- who was an Auto Owners insurance salesman !!!

They treated him badly from the beginning -- eventually adopting a "take it or leave it" attitude during a court-ordered mediation.

The mediation eventually concluded without a settlement as the two sides were only $500 apart from settlement. We had used a former Judge as mediator in South Bend and even he privately expressed great surprise and disdain for Auto Owner's tactics.

McKibben Shaw Law through Attorney Jeff Shaw has been battling Auto Owners for decades. It is important that you have an attorney who knows the ins-and-outs of handling an Auto Owner's claim/case from start to finish.

Call us today. We Never Forget You

  • American Association for Justice
  • Indiana Trial Lawyers Association
  • Multi-Million Dollar Advocates Forum
  • Avvo 10.0 Rating
  • AVVO Client's Choice Award 2017


Read Our 5-Star Reviews
  • Not just the lawyers you need, but the lawyers you WANT.

    “The attorneys at McKibben Shaw Law are absolutely exceptional. From the consultation: which was much more information and help than any of the other (9) Law offices I consulted with, to the one-on-one ...”

    - Tristen K
  • Jeff Shaw was Very Professional

    “I would highly recommend using Jeff Shaw as your attorney. He is very professional and nice and cares about getting you the best results. He was very helpful in my case. He worked 24/7 to take care of ...”

    - Shelby Kunes
  • Attorney Shaw got me a fair settlement, much more than I thought we were going to get.

    “McKibben Shaw Law handled our case in a caring and professional manner. Attorney Shaw let us know what was happening with each step of the process. He was available to talk to us at anytime. Including ...”

    - Randy & Kathy M
  • I Told Him He Now Felt Like a Member of Our Family More Than Our Attorney.

    “Mr. Shaw told me from the beginning that he would be willing to help me and my husband get justice. Through every step of the way, he explained what was happening and why.”

    - Stephanie B.
  • Your Law Firm Is Number One in Indiana. You Receive an A+ in My Book.

    “I was very satisfied with the outcome. Your law firm is number one in Indiana. You have a very kind, professional attitude that's full of compassion. You receive an A+ in my book. Thanks again for all your help.”

    - April H.


  • $5,000,000 Verdict in Indianapolis, IN

    Bicyclist Struck by Indianapolis School Bus (independent contractor) Awarded $5M by Indianapolis Jury (Upheld by Verdict, $4.4M Paid)

  • $3,040,000 Verdict in Gary, IN

    Blackjack Dealer Awarded for Slip and Fall on Ice in Trump Casino Parking Lot

  • $1,750,000 Verdict in Hammond, IN

    Child Dies in Fire, Landlord Failed to Provide Adequate Smoke Detectors

  • $1,460,000 Verdict Near the Ozarks of Missouri

    Sheriff's Deputy who Collides With Improperly Transported Manufactured Home Convoy

  • $750,000 $750,000 Verdict in Delphi, IN

    $750,000 Verdict for Lady in Golf Cart Struck by Drunk Driver Awarded by Jury in Carroll County

  • $750,000 Settlement for Paralyzed Man Shot at Indy Gas Station

    Man Shot and Paralyzed at Gas Station by Unknown Assailant from Unruly Crowd That Gathered After Murder of Person the Night Before at Same Site

  • $750,000 Settlement in Indianapolis, IN

    $750,000 Settlement Slip and Fall Indianapolis Woman Falls on Water in Produce Section of Indianapolis Grocery Store Breaking Leg.

  • $605,000 $605,000 Verdict in Valparaiso, IN

    $605,000 Verdict - Child Awarded for Facial Scarring When Landlord Failed to Cover Exposed Hot Water Pipe in Living Room

  • $500,000 $500,000 Settlement in Bluffton, IN

    $500,000 Wrongful Death Settlement in Bluffton, Indiana for Woman Killed When She Crossed Center-Line Into Path of Oncoming Speeding Semi-Truck

  • $500,000 $500,000 Verdict in Kokomo

    $500,000 Verdict for Woman Slip and Fall in Domino's Pizza Restaurant on Water (Reduced to $375,000)



  • Work Directly With Your Attorney

    When you call or text us you will get to work directly with our experienced and dedicated personal injury lawyer.

  • We Maximize Your Recovery

    Our firm has obtained millions of dollars in compensation for our clients and we work to get you your maximum results.

  • We Get You Back On Your Feet

    When you have been injured it can seem like your world is falling apart beneath you. Our team dedicates our life to help you get back on your feet and recover.

  • Fully Transparent

    We make sure that you and your family are constantly up to date with the status of your case. We even developed an app that you can use to track your case's status.

Let's get you back on your feet

Free & Confidential Consultations
  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.