This can get complicated.
The easiest explanation is this:
If you are getting a settlement, then the other insurance company IS already paying your medical bills through that settlement.
Remember, under Indiana law, the at fault insurance company will not pay medical bills while the case is pending. They will pay one lump sum for medical expenses, lost wages, and pain and suffering at the end of your case.
So, if you are wondering where the payment for your medical bills is at the end of your case, it is INCLUDED in the settlement. Along with pain and suffering payments, too.
The good news is this. Unless you have issued a Letter of Protection to your health care provider or your health insurance plan calls for 100% reimbursement (like many federally based ERISA plans do), then oftentimes we can negotiate a LOWER payback to your health care providers than the bills indicate.
In short, if your auto insurance company paid $5,000 in bills through your MedPay coverage, oftentimes we will be able to negotiate a payback of $3,333.33. This means that extra $1666.66 goes to YOU -- not your attorneys like so many other law firms.
Here at Shaw Law, LLC, we believe that every accident is preventable. Every accident is due to someone's fault. You should not have to bear the brunt of the negligence of someone else.
You can hire us to start working on your case in less than 10 minutes. Simply click the 123.intake below, fill out a few simple information requests and we can get started working for you immediately. Then when you come in, we will have the information necessary to ask the real questions to get your case moving forward.